These corporations are smart. When do you get paid? Friday afternoon. When do you go to the bank? Friday afternoon. So when you deposit your check, you have the false belief of how much money you actually have. You have a false idea of what that cushion is like. It’s not an accurate snapshot because your bills are probably not coming in until later on in the week. The best way to do it is save your check until Monday. I don’t go to the banks until Monday, that way I have less of a cushion heading into the weekend.

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